The Importance Of Having A Knowledgeable Insurance Broker On Your Side
Insurance brokers are, simply put, ‘insurance specialists’ and the best part? It doesn’t cost you a cent extra! Let’s take a look at the key benefits of using an insurance specialist.
Save On Your Insurance Premiums
Brokers work with numerous reputable insurance partners in order to find the best deal on insurance coverage that’s right for you. Your insurance brokerage will have long-standing relationships with several insurance partners, which means they are able to negotiate competitive group rates and add applicable discounts.
Get Advice From A Highly Qualified Professional
Unlike going directly to the insurer whose recommendations and experiences are limited to their own company’s products, a broker works with a range of products and services from multiple insurance partners. This provides your broker with a larger knowledge base of product options and member experiences to draw from when advising you.
Your broker will have an in-depth understanding of industry regulations that many clients are not aware of. Hidden T’s and C’s always come back to bite you in the behind, especially if you are not familiar with all industry regulations.
Receive Faster Claims Payouts
In the event of an accident or a loss, your broker should be one of your first points of contact. They will personally assist you through the claim process step by step for the utmost efficiency. They will be there to answer any questions that come up and, more importantly, to serve as your advocate in ensuring that the payout you receive is fair and delivered to you promptly.
Battling an insurance claim when you’ve just been in an accident, or your vehicle has just been stolen should be the last of your worries. Your broker is an insurance specialist who is completely dedicated to the needs of their clients.
Protect Yourself From Dishonest Conduct
All insurance brokers in South Africa are regulated by the Financial Sector Control Authority and are required to be licensed by the FSCA. This means that every insurance broker registered with the FSCA has to follow strict codes of conduct when arranging insurance. This institution regulates the licensing, continuing education, professional competence, ethical conduct, and insurance-related financial obligations of all insurance brokers in the country. Working with a broker allows you to feel confident that you will be treated fairly and that your broker will always represent your best interests.
At Integricall Insurance Brokers our main objectives are to listen and understand your insurance coverage requirements. We thoroughly search the insurance marketplace to find the right policy that suits those requirements. We offer you objective, impartial advice. We help you understand the policy of your choice and explain the coverage and exclusions, honestly and clearly. We make sure to clearly state all costs of your policy, without hidden fees and provide clear information and documentation.
We help you with the paperwork, so there is no delay in your coverage. Lastly, we assist you with preparing any claims, to get you quick, fair, and efficient service from the insurance company - at absolutely no extra cost to you. So we cannot find a single reason not to have an insurance specialist on your side.
Get in touch
If you’re in the market for an outstanding insurance experience, contact us today and enjoy the benefits of working with a highly knowledgeable insurance broker for yourself.
