Insurance Safety Tips for South Africans this Festive Season

The 2022 holiday season is a big one for many South Africans. It is a time of celebration where everyone wants their loved ones to feel special and spoiled. This holiday season might also be the first time after the COVID-19 pandemic that people can take a long-awaited vacation and see family members again.

During this season, chaos will take over the roads, and theft and property damage will be in full swing. The best way to ensure that you are protected this festive season is to see that all your valuables are correctly insured.

So here are our top tips to keep yourself and your valuables protected throughout the holidays and the new year.

Protecting your vehicle

Travelling on the highways during the holidays can be unnerving. Drivers are in a rush to reach their vacation destinations. Therefore, it is essential to ensure you conduct all the necessary safety inspections for any eventuality before getting underway. All drivers need to have an up-to-date driver's license.

Conduct a thorough examination of your vehicle for safety on the road. Have your tires inspected and, if possible, get your car serviced before going on a road trip or travelling a long distance.

Many people have had trouble getting their car and drivers license sorted due to the lockdowns, and it has been hard to take care of it since offices were closed for a long period. Now that the country is open again, people need to update their vehicle licenses. All drivers need to have an up-to-date, un-endorsed and valid driver's license.

Verify that outside transportation units in your car fit correctly and that you do not add too much weight. An overloaded and unbalanced vehicle can increase the chances of getting into an accident.

Protecting your home

It is imperative to be mindful of your home insurance during the bustling season of December.

While it is critical to be mindful of road safety, it is just as important to take extra precautions to protect your home insurance.

Before leaving on a trip, we strongly advise that you examine  and test your alarm system, ensure all locks are fastened and let your homeowner's insurance agency and emergency services know that you won't be there. Never underestimate the possibility of load shedding, so be prepared. Disconnect your electronic devices to prevent damage. Also, consider getting coverage for your valuable items like computers, TVs, and cameras.

Whilst on holiday: Do not allow the holiday mood to make you unaware of security risks, don’t leave valuable items on the beach when you go for a swim and leave expensive items locked up in a safe or cupboard at your vacation unit. 

Make sure to take these precautions. We hope you and your loved ones stay safe on the roads. The Integricall Team wishes you a very merry holiday season.

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